Ready Mortgage Lenders Services
Investment Property Loans for the Independent Investor and Small Business Owner
Whether you're an experienced real estate investor, a skilled house-flipper, or an entrepreneur seeking your first real estate loan, I can assist in financing your vision. We provide asset-based financing, a superior alternative to hard money loans.
Ready Mortgage Lenders Commercial Lending Product Guidelines
Investor 1-4
Commercial Properties
Investor 1-4
- Purpose: Purchase, Rate/term Refi, Cash-out refi
- Loan To Value: Up to 75% LTV
- Loan Amt: $100k to $2M
- Documentation: Simple Documentation (No DTI / Stated)
- Amort: 30 FIXED years fully amortized, or 5/25 (5yrs Interest Only Option)
- Occupancy: Non-Owner Occupied - SFR, Condo, 2-4 Units
- Minimum Credit Score: 650 Min
- Foreign Nationals: 65% LTV
- Property types: Investor 1-4 Residential
Fix and Flip
Commercial Properties
Investor 1-4
- Purpose: Purchase/Refi (provide funds for Rehab)
- LTV: 80% up to 100% of rehab cost
- Loan Amt: $75k to $2M
- Documentation: Simple Documentation (No DTI / Stated)
- Amort: 12-month I/O
- Fico: 650 Min
- Foreign Nationals: 65% LTV
- Property types: Investor 1-4 only (SFR, Condo, 2-4)
- Nationwide
Commercial Properties
Commercial Properties
Commercial Properties
- Purpose: Purchase, Rate/term Refi, Cash-out refi
- LTV: Up to 70% LTV
- Loan Amt: $250k to $5M
- Documentation: Simple Documentation
- Amort: 30 FIXED years fully amortized, or 5/25 (5yrs Interest Only Option)
- Lender points: No lender points
- Occupancy: Non-Owner Occupied
- Fico: 650
- Foreign Nationals: 65% LTV
- Property types: Multifamily 5+ units, Mixed-use, Office Condo, Office building, Retail Space, Strip Mall, Warehouse, Self- Storage, Automotive Shops